On the Smart Retire dashboard, you can put your retirement savings in up to four investment pots.
Two of the pots give a regular income – a flexible income for early retirement and a fixed income for later life. The other two are for inheritance and rainy days.
Using all the pots together can cover you throughout retirement, but you don't have to use all four of them.
You can take 25% of your savings as tax-free cash when you join.