Later life pot
Keep some money invested which you can use to purchase a guaranteed income in the later part of your retirement
How the pot works
Choose the age when you want to access money invested in the later life pot
We’ll try and grow your money until your chosen age by investing in a medium to long-term fund
When you’re ready, use the money however you want - whether that’s buying an annuity or taking it as a lump sum
Questions and answers
If you have any questions, give us a call or send us a message using the Contact us link on your screen - we’re happy to help.
You don’t have to buy an annuity. How you use money saved in the later life pot is entirely up to you.
You can change when you access your later life pot whenever you want.
No, you will need to use the money in your later life pot to purchase an annuity on the open market or
with another provider when you are ready.
The later life pot invests in a fund, which is not classed as an ethical, environmental or religious fund option.
Investment fund details
Any money you put in this pot will be invested in the Smart Annuity Fund. This fund is provided by Legal & General.
Apply in three simple steps
Discover how you could combine your retirement options with Smart Retire.
See how much you could get in retirement with a no-obligation illustration.
Complete our straightforward online application form.
That’s it - you can now start using Smart Retire to manage your money.
We’re here to help
Have a question about Smart Retire? Our friendly UK-based team is here to help.
Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.
