Frequently asked questions

Got a question?

Here you can find guidance and answers on how to use Smart Retire.

See if you’re eligible to join Smart Retire and what you need to apply.

Help using the flexible income, later life, inheritance and rainy day pots.

Change your regular income, take a lump sum or transfer out of Smart Retire.

What happens if you continue contributing to a pension scheme and transfers in.

How we calculate income tax and if beneficiaries pay inheritance tax.

What happens to your account if you become seriously ill or die.

Get early access to Smart Retire

Discover how Smart Retire works by taking a test drive

1. Build an

illustration

See how much you could get in retirement with a no-obligation illustration.

2. Save your illustration

Save your Smart Retire illustration to your Smart Pension account.

3. Be the first to know when Smart Retire launches

That’s it - we'll get in touch the moment Smart Retire launches.