Contributions
Can I transfer into Smart Retire from another pension scheme?
You can transfer benefits in another pension scheme into Smart Pension before you join Smart Retire. The option to transfer into Smart Pension and top up an active Smart Retire account may be available in the future.
Can I still pay into my Smart Pension account after I join Smart Retire?
If you continue working, you may be eligible to continue contributing to your Smart Pension account, or restart contributing at a later date.
Your current employer might also be required to continue paying into your existing Smart Pension account or re-enrol you in the future.
The amount you can contribute may be restricted if you have taken any withdrawals from Smart Retire other than the tax free lump sum.
It is not currently possible to add to your Smart Retire account after it has started, but that option may be available in the future.
Apply in three simple steps
Discover how you could combine your retirement options with Smart Retire.
See how much you could get in retirement with a no-obligation illustration.
Complete our online application form.
That’s it - you can now start using Smart Retire to manage your money.
We’re here to help
Have a question about Smart Retire? Our friendly UK-based team is here to help.
Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.
