Can I transfer into Smart Retire from another pension scheme?

You can transfer benefits in another pension scheme into Smart Pension before you join Smart Retire. The option to transfer into Smart Pension and top up an active Smart Retire account may be available in the future.

Can I still pay into my Smart Pension account after I join Smart Retire?

If you continue working, you may be eligible to continue contributing to your Smart Pension account, or restart contributing at a later date.

Your current employer might also be required to continue paying into your existing Smart Pension account or re-enrol you in the future.

The amount you can contribute may be restricted if you have taken any withdrawals from Smart Retire other than the tax free lump sum.

It is not currently possible to add to your Smart Retire account after it has started, but that option may be available in the future.

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