Costs and charges

We're committed to being transparent when it comes to fees and charges.

We don't charge you anything to join and there are no withdrawal fees.

How we charge

There are two parts to our monthly fee:
an admin fee and
fund management fees for each of the four pots.

Admin fee

For example

If you invest £100,000 in Smart Retire using the breakdown shown below, your monthly fee would be £33.75.

What's included

We're committed to treating our customers fairly. That means there are no extra fees for managing your account.

Our fees include:

How we invest your money

We invest your money in funds managed by Legal & General - one of the biggest financial services companies in the world.

Each fund is designed to meet a specific investment goal - whether that’s keeping up with inflation or growing your money so you have something in retirement.

Apply in three simple steps

Discover how you could combine your retirement options with Smart Retire.

We’re here to help

Have a question about Smart Retire? Our friendly UK-based team is here to help.

Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.