We're committed to being transparent when it comes to fees and charges.
We don't charge you anything to join and there are no withdrawal fees.
There are two parts to our monthly fee: An admin fee and fund management fees for each of the four pots.
of the funds invested in this pot
If you invest £100,000 in Smart Retire using the breakdown shown below, your monthly fee would be £33.75.
Monthly fee (%)
Monthly fee (£)
0.45% / 12
0.3% / 12
We're committed to treating our customers fairly. That means there are no extra fees for managing your account.
Our fees include:
Opening your Smart Retire account
Managing your investments
Transferring money between pots
Arranging death benefits, if needed
We invest your money in funds managed by Legal & General - one of the biggest financial services companies in the world.
Each fund is designed to meet a specific investment goal - whether that’s keeping up with inflation or growing your money so you have something in retirement.
Discover how you could combine your retirement options with Smart Retire.
See how much you could get in retirement with a no-obligation illustration.
Complete our straightforward online application form.
That’s it - you can now start using Smart Retire to manage your money.
Have a question about Smart Retire? Our friendly UK-based team is here to help.
Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.