Inheritance pot

Set some money aside as an inheritance for loved ones or a cause you care about

How the pot works

  • Tell us the people or organisations you want to leave money to

  • We'll keep your inheritance savings invested in a long-term fund

  • You can change who you want to receive the money whenever you want

Questions and answers

If you have any questions, give us a call or send us a message using the Contact us link on your screen - we’re happy to help.

What happens if I change my mind?

Don’t worry if you change your mind later - you can always move money out of this pot if you need it.

Do my beneficiaries pay inheritance tax?

Money left in the inheritance pot is not normally subject to inheritance tax.

Are there socially responsible funds?

The inheritance pot doesn't invest in any Shariah funds. It invests in the Smart Growth - Moderate Risk Fund, which has some Environmental, Social and Governance (ESG) investments within it.

Investment fund details

Money you put in this pot is invested in the Smart Growth - Moderate Risk fund. This fund is provided by Legal & General.

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We’re here to help

Have a question about Smart Retire? Our friendly UK-based team is here to help.

Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.