Flexible income pot
A flexible drawdown product giving you complete control over your income in the early part of your retirement
How the pot works
Pays a monthly amount direct to your bank account
PAYE tax is deducted at source if applicable
You can change the monthly amount at any time
Continues paying an income until your chosen later life age, or the pot runs out of money
Questions and answers
If you have any questions, give us a call or send us a message using the Contact us link on your screen - we’re happy to help.
Yes. We’ll deduct any income tax due, if applicable, before it’s paid into your bank account.
You’ll need to consolidate your Smart Pension accounts together before joining Smart Retire.
Right now, we don’t offer ethical, environmental or religious fund options.
Investment fund details
Money you put in this pot is invested in the Smart Income fund. This fund is provided by Legal & General.
Get early access to Smart Retire
Discover how Smart Retire works by taking a test drive
See how much you could get in retirement with a no-obligation illustration.
Save your Smart Retire illustration to your Smart Pension account.
That’s it - we'll get in touch the moment Smart Retire launches.
We’re here to help
Have a question about Smart Retire? Our friendly UK-based team is here to help.
Simply send us a secure message using the Contact us button at the bottom of your screen and we'll reply as soon as possible.