Smart Retire is a tool you can use to plan your retirement income in advance, and manage it once you get there. You can:
get a regular income for some or all of your retirement
put money aside to access when you need
take 25% as tax-free cash when you join
use our investment strategies to help your money grow
adapt the plan as much as you want as your needs change
Numbers are for illustrative purposes only
How it works
You divide your savings into up to four pots which combine a regular income throughout retirement, while having money aside if you need it.
Your money is invested while you wait to use it. All investments are overseen by our board of trustees, while the Smart Retire dashboard shows you what’s going on with your money and lets you move money between the pots whenever you like.